Member FDIC | Equal Housing Lender
Rates Effective as of November 10, 2008
Substantial penalty for early withdrawal
|
| Term |
Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| 91 days |
1.74% |
1.75% |
$500.00 |
| 6 months |
2.97% |
3.00% |
$500.00 |
| 7-11 months |
2.97% |
3.00% |
$500.00 |
| 12-17 months |
3.21% |
3.25% |
$500.00 |
| 18-23 months |
3.36% |
3.40% |
$500.00 |
| 24-29 months |
3.41% |
3.45% |
$500.00 |
| 30-35 months |
3.41% |
3.45% |
$500.00 |
| 36-47 months |
3.45% |
3.50% |
$500.00 |
| 48-59 months |
3.45% |
3.50% |
$500.00 |
| 60 months |
3.45% |
3.50% |
$500.00 |
Substantial penalty for early withdrawal
|
| Term |
Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
| 12-17 months |
3.21% |
3.25% |
$500.00 |
| 18-23 months |
3.36% |
3.40% |
$500.00 |
| 24-29 months |
3.41% |
3.45% |
$500.00 |
| 30-35 months |
3.41% |
3.45% |
$500.00 |
| 36-47 months |
3.45% |
3.50% |
$500.00 |
| 48-59 months |
3.45% |
3.50% |
$500.00 |
| 60 months |
3.45% |
3.50% |
$500.00 |
| Rate and Annual Percentage Yield may change after opening. |
| Type of Account |
Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
REWARD Checking
Balance Tiers:
If you qualify for Reward Rates*:
$0 - $25,000
$25,000.01 +
If you DO NOT qualify for Reward Rates*:
All balances in account |
4.90%
1.01%
.10% |
5.01%
1.01%
.10% |
$50
$50 |
*To qualify for Reward Rates, you must, during the qualification cycle, make at least 12 check card/point of sale transactions AND receive your monthly statement electronically AND have at least one ACH direct deposit or preauthorized debit. “Qualification Cycle” means a period beginning the day before the first day of the current statement cycle and running through the next-to-the-last day of the current monthly statement cycle.
|
Ultimate Personal Money Market *
Balance Tiers:
$50,000 +
$25,000 - $49,999
$10,000 - $24,999
$2,500 - $9,999
$0 - $2,499 |
1.88%
1.64%
1.44%
1.00%
0.50% |
1.90%
1.65%
1.45%
1.00%
0.50% |
$1,000 |
Ultimate Business Money Market *
Balance Tiers:
$100,000 +
$50,000 - $99,999
$25,000 - $49,999
$10,000 - $24,999
$0 - $9,999 |
1.88%
1.64%
1.44%
1.00%
0.50% |
1.90%
1.65%
1.45%
1.00%
0.50% |
$2,500 |
Wall Street Checking*
Balance Tiers:
$2,500 +
$0-$2,499 |
2.13%
0.25% |
2.15%
0.25% |
$50 |
Interest Checking Accounts
Includes 50+ Free and Direct Deposit |
0.25% |
0.25% |
$50 |
Preferred Savings Account
Personal and Business |
0.50% |
0.50% |
$50 |
| First Savings Account |
0.50% |
0.50% |
$5 |
| Christmas Club Account |
0.50% |
0.50% |
$5 |
| Bank will accept applications for deposit accounts from residents of Georgia, USA. |
| * The balance in the account each day determines the Rate and Annual Percentage Yield paid on the entire balance that day. |
